Online payment acceptance for Caribbean businesses. Our team sets it up with you, from contacting your bank to your first sale, and Lefan takes no transaction fees.
Choose one below to see how it works.
Install the plugin; customers pay on a secure page; the order completes in WooCommerce.
No online store or system? We can build you one, and we'll get it working with Lefan.
For developers: being built now. Join early access and we'll bring you in first.
Your bank can give you a merchant account. Lefan makes it work on your website, and our team does it with you.
Card details are entered on secure page, never on your website. It looks like part of your business.
Customers type their card on a secure page. Your website never sees or stores a card number, so there's nothing on it to steal.
Fraud screening checks payments as they come in. If one looks risky, it's held, not charged, until you accept or reject it from the order.
A quiet check stops bots before a card is tried, and each payment link allows only a few attempts.
If the bank is slow to answer, Lefan checks before anything else happens, and tells your customer not to pay again.
Your own bank pays card payments into the business account you already use. Lefan is the connection, not a middleman for your money.
And there are no transaction fees: no percentage, no per-sale charge. Just one flat monthly price.
Your bank's usual card fees apply.
From the first conversation with your bank to fitting Lefan into how your business works. Here's who does what.
About an hour
YouTell us what you sell and how your customers order today.
Our teamWe explain how Lefan works, what it costs, and exactly what you will need.
2 to 6 weeks, mostly waiting on the bank
YouApply to your bank for a card merchant account.
Our teamWe tell you what to ask for, help you prepare the request, and follow up with the bank alongside you.
1 to 2 days
YouPass on the details your bank gives you.
Our teamWe set up your Lefan account securely, including fraud screening. We handle the technical details.
2 to 5 days
YouChoose WooCommerce, or a checkout we build for you.
Our teamWe install and set up the plugin, or build your checkout, and connect it to Lefan.
1 day
YouTry a payment and see the order come through.
Our teamWe check everything end to end before your first real customer pays.
For as long as you use Lefan
YouSell, grow, and run your business.
Our teamWe stay on hand, and help fit Lefan into how your business works as it grows.
Usually 1 to 2 weeks from the first chat to your first online sale.
Most of it is waiting on the bank. Already have a merchant account? Often under a week.
Start with a chatEvery payment is followed through to the end.
Lefan tells your store about every payment within seconds, then checks again in the background.
Order #1042 · Processing
Suspicious payments are held, not charged. Accept or reject from the order, and we'll remind you before it's too late.
Reminders at 2 and 6 days
If a bank doesn't reply in time, Lefan keeps checking until it knows, so customers aren't charged twice and you're never left guessing.
Checked every 2 minutes
You run your business. We look after the payment side, around the clock, and our team is told the moment something needs attention.
A burst of declined cards at Cocoa & Co
Someone may be testing stolen cards. Our team is alerted at once and blocks them.
Something stopped working
When any part of Lefan fails, our team hears about it straight away and gets to work on it.
Your bank connection needs renewing in 30 days
You're reminded at 60, 30 and 7 days, and we help you renew it, so payments never stop by surprise.
2027's new bank security rules
Card payment connections must be more strongly encrypted by 2027. Lefan already is.
Online shops · Restaurants taking orders · Tours and activities · Events and tickets · Services and bookings · Delivery and logistics.
If your business banks in one of these 11 countries, Lefan can take card payments for you.
Being built now. Ask for early access and we'll bring you in first.
Take card payments over WhatsApp, Instagram or Facebook, with no website needed. Send a link, get paid into your bank.
Charge members and subscribers automatically, every month.
Returning customers pay faster, without typing their card again.
For developers: take payments from your own app or system.
In Eastern Caribbean dollars, with setup help included on every plan.In Barbados, Guyana and Suriname, which use other currencies, prices differ: ask us.
Many payment services take a cut of every sale. Lefan doesn't: you pay one flat price a month, however much you sell.
Without Lefan
A payment service takes a cut of every sale
$248.40 a month
With Lefan Solo
One flat price, whatever you sell
$25.00 a month
No percentage and no per-sale fee.
You'd keep
$223.40 a month
That's $2,680.80 a year.
All amounts in XCD. US dollar fees are converted at the fixed rate of 2.70. In Barbados, Guyana and Suriname, Lefan's prices differ from these XCD figures. Your bank's usual card fees apply either way, with Lefan or without.
Something else on your mind? Ask us on WhatsApp.
Yes, a card merchant account from your local bank. If you do not have one, we help you get it: what to ask for, the paperwork, and following up.
Yes. We can build you a checkout or booking page that runs on Lefan. For developers, our API is coming soon.
Tell us. We swap in your new bank’s details, and your website and checkout stay exactly as they are.
No. You pay month to month and can cancel any time.
After we talk, we email you a secure payment link to start your monthly subscription.
No. Your bank pays card payments into your business account. Lefan connects your website to your bank; the money never passes through us.
No. Lefan takes no transaction fees: no percentage and no per-sale charge. You pay one flat monthly price.
Your bank sets its own card fees. We can help you understand them when you apply.
Eastern Caribbean dollars and US dollars, and other currencies your bank allows on your merchant account. Your customers see the amount in that currency, like $120.00 XCD.
Any supported by your bank. Including but not limited to: Visa, Mastercard, American Express, Diners Club etc.
Yes. Customers enter their card on Lefan’s secure page, never on your website, so card numbers are never stored on your site. Risky payments are held for you to decide, and bots are stopped before they can test stolen cards.
No. Your customers pay with their card on Lefan’s secure page, without signing up for anything.
You refund from the order itself, all of it or part. The money goes back to your customer’s card, and the refund is noted on the order.
Your bank handles disputes. Before paying, your customer sees the order summary and must tick “I’ve checked my order and agree to pay”. Lefan records when they did, so if a payment is disputed, we can give you that record for your bank.
A step-by-step guide for Caribbean businesses to take card payments on their website, paid into their own bank account.
Why Stripe and PayPal fall short for Saint Lucian businesses, and how to take card payments on your website, paid into your own local bank.
Tell us about your business. We'll walk you through the rest, bank included.
